With workers’ compensation, you may have the ability to receive certain benefits under your employment. Yet, it is also important to know that you may be able to receive different types of benefits depending on your employer’s plan and the circumstances of your injury or illness. In California, you may be provided with five basic types of benefits under workers’ compensation. These benefits include:
- Medical Care
- Temporary disability benefits
- Permanent disability benefits
- Supplemental job displacement benefits
- Death benefits
Under workers’ compensation, a basic benefit you may receive is medical care. Usually, this is paid for by your employer during your process of recovery from an injury or illness. This may include costs related to doctor visits, medication, emergency services, and more. This can be a basic notion of what workers’ compensation may include.
Another type of benefit you may able to receive depending on your situation is a temporary disability or TD. This benefit is meant to provide payments to those affected by a disability stemming for a work-related injury or illness. These payments will cover for lost wages incurred by missing out on work during your period of recovery.
On the other hand, permanent disability, or PD, is a type of benefit that you may receive if you have suffered from a disability that never heals or is permanent. With this, you will continue to receive payments to compensate for your condition. You may even be able to receive this benefit even if you do return to work; however, it may come down to the circumstances of your situation.
Supplemental job displacement benefits are a more specific form of workers’ compensation benefit, and it only applies to individuals who have sustained an injury or illness in 2004 or later. Under this benefit, you may receive vouchers that will help pay for training or skill learning if you do not recover from your injury or illness and you do not return to your old job. This is meant to provide relief to those employees affected by an injury or illness and who are searching for a new job.
The last of the basic benefits under workers’ compensation are death benefits. As its name suggests, this is a benefit that occurs when you have died from an injury or illness you have sustained on the job. When this does happen, your spouse, children, or other close dependents, will receive payments. It may be enough to cover funeral costs, and enough to cover the lost wages.
Depending on the circumstances of your injury or illness, you may be eligible to receive some benefits. In most cases, you may not receive all of them. However, you will receive the benefits that best fits your situation and that will best compensate for your case.